Vivarta Mutual Fund Services LLP

Mutual funds are categorized primarily by asset classes: Equity Funds (investing in stocks for long-term growth), Debt Funds (investing in fixed-income bonds for relative stability), Hybrid Funds (combining both), and Solution-Oriented Funds designed for retirement or children's education.

Trail commission is paid periodically by asset management companies (AMCs) to distributors for servicing and retaining investors. Below is the reference range of minimum and maximum trail commissions across various scheme categories:

Choosing the right fund depends on your financial goals, investment horizon, and risk tolerance. Consulting an AMFI-registered distributor like Vivarta helps map your profile accurately to suitable funds.

Taxation depends on the fund category. Equity-oriented funds held for over 1 year attract Long-Term Capital Gains (LTCG) tax of 12.5% on gains exceeding ₹1.25 lakh per financial year. Debt funds are taxed according to your income tax slab. ELSS funds offer tax deductions under Section 80C under the old tax regime with a 3-year lock-in.

There is no fixed amount. Your investment should align with your specific financial goals, regular monthly savings capacity, and emergency funding needs. SIPs can be started with modest amounts.

Yes, investors can build diversified portfolios by investing across multiple schemes or categories simultaneously through basket orders or structured SIP registrations.

Mutual fund returns are typically evaluated using CAGR (Compound Annual Growth Rate) for lump sums and XIRR (Extended Internal Rate of Return) for SIPs based on daily Net Asset Value (NAV) movements. Past performance is not an indicator of future results.

A fund manager conducts rigorous research, selects securities, and manages the portfolio buy/sell decisions dynamically to stay aligned with the specific scheme's stated investment objective.

Mutual fund investments are subject to market risks. Depending on the fund type, risks include market volatility (equity), interest rate/credit risk (debt), and liquidity constraints.

Yes, open-ended mutual funds offer high liquidity and can be redeemed at any time (funds are credited within 1–3 business days), except for locked-in schemes like ELSS (3-year lock-in) or close-ended funds.

You can start a Systematic Investment Plan (SIP) with many funds starting from as low as ₹500 or ₹1,000 per month, making mutual funds accessible and disciplined.

As an AMFI-registered distributor (ARN-281913), Vivarta provides professional guidance, portfolio structuring, and scheme selections tailored precisely to your risk profile and goals.

We provide market updates, strategic asset allocation insights, educational materials on compounding and SIPs, and regular portfolio reviews.

Popular strategies include Rupee Cost Averaging via SIPs, core-satellite asset allocation, Systematic Transfer Plans (STP), and goal-based milestone planning.

Yes, we assist investors in setting up automated e-Mandates/NACH for seamless, hassle-free monthly SIP execution.

You can easily reach out to our advisory team via phone at +91 9014477277, via email at info@vivarta.co.in, or by visiting our Contact Us page.

You can structure distinct goal-based portfolios (e.g., retirement, child education, wealth creation) with the assistance of our advisory team to track different timelines independently.

Review the processing durations for online and physical non-financial requests below: